Dear business partners,
We would like to inform you that in connection with the amendment to the Act, the insurance limits
will be increased to CZK 10,000,000 per insured event. In the Student category, there is no increase
of the insurance premium.
In an effort to protect our clients´ healthcare, we recommend that our clients arrange Foreigners´
Comprehensive Medical Insurance in the Exclusive (KZPCE) option. This insurance is free of exclusions
and its scope corresponds to the public health insurance of Czech citizens.
Beware that Foreigners´ comprehensive medical insurance (KZPC) has several exclusions that the client
may not even know about, and then healthcare is not fully covered.
Since it is important for PVZP not only to take care of the health of its clients but also of Czech citizens,
KZPCE also pays for preventive examinations and all mandatory vaccinations such as tetanus booster
(usually the client does not remember when he was last vaccinated, when he is injured, for example),
diphtheria, hepatitis B vaccination (if required by school, for example, for internships, etc.).
Source: preventive-inspection.pdf (vzpstatic.cz)
In addition to the insurance, it is also possible to use the so-called “Premium healthcare services”:
⁻ vaccination (vaccine including its application), which is not covered under this insurance (e.g.
against tick-borne encephalitis),
⁻ over-the-counter medicines and medical devices purchased from pharmacies (without
prescription) and from stores selling medical devices,
⁻ plastic immobilization (lightweight plaster),
⁻ hormonal contraceptives,
⁻ earpieces, spectacles, and contact lenses,
⁻ walkers and wheelchairs for the disabled (as well as those electrically powered),
⁻ reimbursement of the costs of transporting the insured person to the healthcare facility for
the purpose of treatment or hospitalization; besides the submission of documents proving that the
transport costs have actually been incurred, reimbursement of these costs is also conditional on the
submission of a medical report confirming the occurrence of the insured event, this benefit is
limited to CZK 500 per event,
⁻ preventative examinations, tests and consultations to detect a specific disease ( e.g. laboratory
tests of blood, prostate; examination for malignant melanoma), including the issue of an extract
from the medical documentation and other examinations not covered by public health insurance
(for the purpose of driver´s license confirmation, for sporting activities, etc.),
⁻ dental hygiene and premium dental material (white fillings, etc.),
⁻ premium hospital room or meals during the hospitalization of an insured person.
Unlike public medical insurance, clients have an assistance services line that will help with finding a
doctor. In case of serious illnesses, the insurance policy includes the possibility of transportation back
to the home country.
If you have any questions, please contact PVZP sale points (https://www.pvzp.cz/obchodni-mistapvzp/)
or contact the PVZP Infoline at +420 233 006 311 or info@pvzp.cz .
Sincerely,
Michal Znamenáček
Director of the Product Management Department